Last Updated: September 20, 2023

Acceptance of Terms

By accessing or using any products, services, or apps (“Services”) provided by Focused Value – FZCO, you agree to comply with and be bound by these Terms of Service (“Terms”).

Changes to Terms

We reserve the right to change, modify, or revise these Terms at any time. Any changes will be effective immediately upon posting.

Use of Services

You agree to use our Services for lawful purposes only and in a manner consistent with all applicable local, national, and international laws and regulations.

User Responsibilities

You are responsible for any activity that occurs through your account. You agree to notify us immediately of any unauthorized use of your account.

Privacy Policy

Your use of our Services is also governed by our Privacy Policy.

Limitation of Liability

Focused Value – FZCO shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

Intellectual Property

All intellectual property rights in our Services are owned by Focused Value – FZCO or our licensors, including but not limited to copyrights, trademarks, and trade secrets.

Termination

We reserve the right to terminate or suspend your account and access to our Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of our Services, us, or third parties, or for any other reason.

Governing Law

These Terms are governed by and construed in accordance with the laws of Dubai, United Arab Emirates.